Legal Disclaimer

Unity Consulting Advisors LLC provides credit consulting and dispute facilitation services. While we make every effort to ensure that the information on this website is accurate and current, we make no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, suitability, or availability of the information, services, or related content on this site.

Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on our website content by you or any visitor to this site.

If you have specific legal questions regarding your credit, debt obligations, or consumer rights, you should consult a licensed attorney in your jurisdiction.

For personalized financial planning, investment recommendations, or tax advice, please consult a licensed financial advisor or certified public accountant.

As required by the Credit Repair Organizations Act (CROA), Unity Consulting Advisors makes the following mandatory disclosures:

• You have the right to dispute inaccurate information in your credit report directly with the credit bureau at no charge
• Unity Consulting Advisors cannot remove accurate, verifiable information from your credit report — no one legally can
• You have the right to cancel your service agreement within 3 business days for any reason without penalty
• We cannot make any guarantee or promise of specific credit score improvements
• We cannot charge you before services have been fully performed

Individual results from our credit consulting services vary significantly. Factors outside our control — including but not limited to creditor policies, credit bureau processing times, the nature of negative items, and your individual credit history — can all impact outcomes.

We encourage all prospective clients to have realistic expectations and to understand that credit repair is a process that takes time and cannot guarantee specific outcomes.

Testimonials, reviews, and before/after results featured on this website are from real Unity Consulting Advisors clients and reflect their individual experiences. These are not compensated endorsements.

• Individual results vary and are not a guarantee of similar outcomes for other clients
• Testimonials may be edited for length and clarity but not for meaning or factual accuracy
• Featured results were achieved through a combination of our services and the client's own financial actions and circumstances

This website may contain links to third-party websites, tools, or resources for your convenience. Unity Consulting Advisors LLC does not endorse or assume responsibility for the content, privacy practices, accuracy, or availability of any third-party sites.

Inclusion of any link does not imply endorsement of the linked site or its operators. We encourage you to review the privacy policy and terms of any third-party site you visit.

Any references to income, financial improvement, funding approval, or business growth on this website are illustrative examples based on client outcomes and are not a guarantee of your personal financial results.

Improvements to your credit profile may or may not lead to loan approvals, better interest rates, or business funding. Lender decisions are based on many factors beyond credit scores, including income, employment history, debt-to-income ratio, and individual lender policies.

While we strive to keep the information on this website accurate and up to date, credit laws, regulations, and industry practices change frequently. We make no warranty that the content on our site is current, complete, or free from errors at any given time.

• Content is provided "as is" without warranties of any kind
• We reserve the right to change, update, or remove any content at any time without notice
• Always verify important legal or financial information with a licensed professional

As a consumer engaging credit repair services, you have important rights protected under federal law:

• Right to Free Dispute: You can dispute inaccurate credit report items directly with the bureaus for free at any time
• Right to Cancel: You may cancel your credit repair service contract within 3 business days of signing without any charge
• Right to a Written Contract: You are entitled to a written service agreement outlining all services, fees, and your cancellation rights before any services begin
• Right to Sue: If a credit repair organization violates CROA, you may be entitled to sue for actual damages, punitive damages, and attorneys' fees

If you have questions about this Disclaimer or any aspect of our services, please contact us:

• Email: [email protected]
• Phone: +1 (347) 601-1818
• Mail: 104 W Elms Rd Ste 200, Killeen, TX 76542
• Hours: Monday – Friday, 9:00 AM – 6:00 PM CST